Products
PCS Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 Year Fix
15 Year Fixed
30 Year Fixed Agency Jumbo
15 Year Fixed Agency Jumbo
5/1 ARM
7/1 ARM
5/1 Interest Only ARM
7/1 Interest Only ARM
10/1 Interest Only ARM
10/1 ARM

Rates last updated on Wednesday, March 10, 2010

30 Year Fix
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4.25%2%4.49%
4.5%1%4.862%
4.625%0.5%4.721%
4.75%0%4.79%

15 Year Fixed
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4%0.5%4.12%
4.125%0%4.13%

30 Year Fixed Agency Jumbo
Term: 30 years  
RatesPointsAPR
4.75%2%5.12%
5%1%5.34%
5.375%0%5.379%
 

**Loan level and geographical restrictions apply.  Please contact a Loan Officer for an evaluation.


15 Year Fixed Agency Jumbo
Term: 30 years  
RatesPointsAPR
4.5%1.5%4.78%
4.875%0%4.88%
 

**Loan level and geographical restrictions apply.  Please contact a Loan Officer for an evaluation.


5/1 ARM
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
3.5%0%3.55%

7/1 ARM
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4%0%4.05%

5/1 Interest Only ARM
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
3.625%0%3.63%

7/1 Interest Only ARM
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4.125%0%4.13%

10/1 Interest Only ARM
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4.5%0%4.55%

10/1 ARM
Term: 30 years  
RatesPointsAPR
4.375%0%4.38%



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $799. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $799. Your actual APR may be different depending upon these factors.